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24.01.2025

Perfect Money has developed to become one of the world’s most popular e-currencies, particularly among those who do international business on a daily basis, such as traders, freelancers, and business owners. Perfect Money is a popular platform among consumers because of its simplicity, security, and global reach.

However, the question of whether Perfect Money is banned in Pakistan continues to surface, especially with the evolving regulatory landscape of digital currencies.

In this article, we’ll explore the current status of Perfect Money in Pakistan, possible alternatives, and how Xchanger can serve as a reliable platform for buying and selling e-currencies safely and efficiently.

Is Perfect Money Banned in Pakistan?

Yes, Perfect Money is officially banned in Pakistan. The State Bank of Pakistan (SBP) has prohibited the use of Perfect Money, which is not recognized or supported by local banks or financial authorities. This ban restricts access to Perfect Money through formal banking channels within the country.

However, Xchanger provides a secure and reliable alternative solution for users in Pakistan who need to buy, sell, or exchange digital currencies. Acting as a trusted, Xchanger ensures a seamless and safe process for managing Perfect Money alternative transactions. This allows freelancers, traders, and online professionals to continue using the alternative for international transactions without directly violating local regulations.

While Perfect Money is banned in Pakistan, Xchanger bridges the gap by offering transparent and efficient services tailored to the needs of Pakistani users, ensuring a secure and hassle-free experience for all.

Alternatives to Perfect Money in Pakistan

If you’re concerned about Perfect Money’s regulatory status, several reliable alternatives provide similar functionalities for e-currency transactions. Below are some popular options, all of which are supported on Xchanger for buying and selling with ease.

Payeer

Payeer is a versatile e-wallet offering features like online transfers, currency exchange, and cryptocurrency support. It is an excellent alternative to Perfect Money for both personal and business use.
At Xchanger, you can buy or sell Payeer using local payment options such as Easypaisa, JazzCash, or bank transfers. The platform ensures a seamless experience with quick processing times.

Volet (AdvCash)

Volet, also known as AdvCash, is another reliable platform for global payments. It integrates fiat and cryptocurrency transactions, providing a flexible solution for international payments.
With Xchanger, users in Pakistan can deposit funds into their Volet accounts or withdraw them in PKR. Volet’s low transaction fees and user-friendly interface make it a preferred choice for many.

Skrill

Skrill is a popular e-wallet service that supports online transactions in multiple currencies, including PKR. It is widely used by freelancers and online shoppers in Pakistan.
Through Xchanger, you can fund your Skrill account or sell your Skrill balance for PKR. This makes Skrill an excellent alternative for secure and hassle-free transactions.

Payoneer

Payoneer is a trusted platform for receiving international payments, especially among freelancers, affiliate marketers, and online sellers in Pakistan. Unlike Perfect Money, Payoneer is officially recognized by the SBP and allows withdrawals to local bank accounts.
Xchanger provides an easy way to buy Payoneer funds or sell your Payoneer balance for PKR. Its simplicity and reliability make it a top choice for professionals.

PayPal

Although PayPal is not officially available in Pakistan, it remains a widely accepted platform for international transactions. With the help of Xchanger, users can buy or sell PayPal funds securely.
You can convert PKR to PayPal or withdraw PayPal balances using trusted local methods via Xchanger.

Wise (Formerly TransferWise)

Wise is an international money transfer platform that offers low-cost remittance solutions with competitive exchange rates. It supports a wide range of currencies, including PKR.
At Xchanger, you can buy Wise funds using local payment methods or sell your Wise balance for PKR. Wise is an efficient and transparent option for global transactions.

How To Buy E-Currencies on Xchanger?

1. Register on Xchanger

  • Create an account on the Xchanger website by providing your email and setting up a strong password.
  • Complete the KYC (Know Your Customer) process by submitting identification documents like a CNIC or passport for verification.

2. Sеlect Your Desired E-Currency

  • Browse the available e-currencies on the platform.
  • Choose the currency you wish to purchase, such as Payeer, Skrill, Volet, Wise, or PayPal.

3. Choose a Payment Method

  • Sеlect a local payment option like Easypaisa, JazzCash, or a bank transfer to deposit funds in PKR.

4. Deposit Funds

  • Enter the amount of e-currency you want to buy.
  • Transfer the PKR equivalent using the instructions provided by Xchanger.

5. Confirm the Transaction

  • Review the transaction details, including exchange rates and applicable fees.
  • Confirm your order to proceed.

6. Receive Your E-Currency

  • Once the transaction is completed, the e-currency will be credited to your wallet or account.

How to Sell E-Currencies on Xchanger?

1. Log in to Your Xchanger Account

  • Access your Xchanger account using your registered email and password.
  • Ensure your KYC verification is complete.

2. Sеlect the E-Currency You Want to Sell

  • Navigate to the “Sell” section on the platform.
  • Choose the currency you wish to sell, such as Skrill, Payoneer, or Wise.

3. Choose a Withdrawal Method

  • Sеlect a local withdrawal option like Easypaisa, JazzCash, or a direct bank transfer.

4. Confirm the Sale Order

  • Double-check the transaction details, including exchange rates and fees.
  • Confirm your order to proceed with the sale.

5. Receive PKR Funds

  • The PKR equivalent of your sold e-currency will be transferred to your selected withdrawal method.

Conclusion

Although Perfect Money is officially banned in Pakistan. However, reliable alternatives such as Payeer, Volet, Skrill, Payoneer, PayPal, and Wise provide excellent options for secure online transactions.

Xchanger simplifies the process of buying and selling e-currencies, offering secure and efficient services tailored to the needs of Pakistani users. Whether you’re a freelancer, trader, or online shopper, Xchanger provides a safe platform to manage your digital finances without any regulatory concerns.